In 1866 US banks thought it would be in their interest to cause a depression, so they did.
In 1995-2005 US banks though it would be... etc etc you get the picture.
It would be over simple to suggest the two episodes are identical. But the parallels are thought provoking.
For verification of the 1866 episode see here and scroll down to heading entitled “The Return of the Gold Standard (1866 - 1881).